What’s it going to cost? What if I don’t have insurance?
Surprisingly, you can get a lot of help even if you don’t have insurance.
- Private insurance and Medicaid/HUSKY will generally cover behavioral health services. Though, you are likely to have a co-pay for each visit.
- If you don’t have good insurance, many agencies and some individual therapists will charge you based on a “sliding scale.” This means that they will charge you more or less depending on what your income is.
- The state Department of Mental Health and Addiction Services (DMHAS) has services for people with public or no insurance (including special programs for young adults ages 18-25).
You will need to pay something for your meds, but the amount will depend on your insurance. Generic meds are always cheaper than name-brands. So ask your prescriber to specify a generic whenever possible. Don’t be afraid to discuss the cost with your prescriber! He or she may be able to help you with other recommendations. Some providers may be able to help you out with free samples.